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Hablamos Espanol | 888-942-3320 Apply Loans Loans Online Payday Loans Discover reliable payday loans to fit your needs Personal Loans Address urgent financial needs with quick emergency loans Cash Advance Get funds before payday with our fast cash advance Rates & Terms Understand our rates, terms and other loan details Payday Loans Online Single-Pay Payday Loans Installment Loans Line of Credit Personal Loans Emergency Loans Same Day Loans Online Payday Loans for Bad Credit No Credit Check? Cash Advance Online $100 Loan $500 Payday Loans Rates and Terms Licenses Online Payday Loans Payday Loans Online Single-Pay Payday Loans Installment Loans Line of Credit Personal Loans Personal Loans Emergency Loans Same Day Loans Online Payday Loans for Bad Credit No Credit Check? Cash Advance Cash Advance Online $100 Loan $500 Payday Loans Rates & Terms Rates and Terms Licenses Locations Locations California Kansas Missouri Tennessee Texas Utah California Payday Loans California Rates & Terms California License Los Angeles Payday Loans San Jose Payday Loans Why can I only borrow up to $255? As a state-licensed lender, we adhere to California’s maximum payday loan limit of $255. 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Apply Now Where are you located? Select a state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Texas Tennessee Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming What you need to apply for a payday loan 18+ years of age Address in state we service Active bank account How our payday loans work Submit our quick and easy online payday loans application. Get an instant decision within seconds. Receive approved funds directly deposited into your account! Step 1 Submit our quick and easy online payday loans application. Step 2 Get an instant decision within seconds. Step 3 Receive approved funds directly deposited into your account! Apply Now Learn More Which payday loan best suits you? Explore the payday loans we offer and find the one that’s right for your needs. The application process takes only a few minutes. You’ll have an instant decision the same day. Single-Pay Payday Loan A single-pay payday loan is a small paycheck advance that is paid back in one sum on your next payday. Learn More Apply Now Installment Loan Online An installment loan allows you to make small, fixed payments typically over 180 days. Learn More Apply Now Online Line of Credit A line of credit is like a credit card: withdraw from your credit limit and repay over time. Learn More Apply Now Single-Pay Payday Loan A single-pay payday loan is a small paycheck advance that is paid back in one sum on your next payday. Learn More Apply Now Installment Loan Online An installment loan allows you to make small, fixed payments typically over 180 days. Learn More Apply Now Online Line of Credit A line of credit is like a credit card: withdraw from your credit limit and repay over time. Learn More Apply Now Connect with exceptional support Experience top-notch assistance with our outstanding customer support team! Reach out to us through call, text, or email for quick and friendly help provided by our dedicated experts. We’re here to ensure your satisfaction every step of the way! Call Text Email Explore our payday loans resource hub Find valuable information, expert advice, and resources to help you make informed decisions about payday loans. We’re committed to helping you access resources to manage unexpected expenses and achieve your financial goals. Visit Financial Resource Hub ‣ Payday loans FAQ Have questions about payday loans? We have you covered. Frequently Asked Questions Apply Funds Support How do payday loans work online? Payday loans online work the same way as store-front payday loans, except everything is digital. Since Net Pay Advance operates exclusively online, customers complete their application online and can manage their loan from our website or our mobile app! Approved funds are directly deposited to your checking account for you to use how you wish. Need some additional assistance ? Our world-class customer service team is here to serve you at 888-942-3320. What are the best payday loans? The best payday loans are ones that help assist with an emergency need and are repaid quickly, helping the consumer avoid higher fees. Net Pay Advance is committed to creating a transparent product that is easy to understand, can be easily managed and paid off. What payday loans are easy to get? We think that the easiest payday loans to get are the ones where you don’t have to leave your couch. Our easy application can be completed in minutes, and there’s no hard credit check . Instant funding means you could have your funds quickly after! Login to your customer portal 24/7 to view your loan details and make a payment. Where can I get payday loans? Net Pay Advance offers payday loans online to residents of multiple states where we are licensed to operate. Check our list of state licenses here . If you’re in an eligible location, you can apply directly from your phone by clicking the apply now button above. Who does payday loans near me? Net Pay Advance may not have a physical store near you, but we are always in the palm of your hand. Apply online or through our mobile app 24/7. Our instant funding program has no time or holiday hour limitations, so approved funds could be in your account in less than 5 minutes! How to apply for loans online? Apply for online loans through the Net Pay Advance website or the Net Pay Advance mobile app. Single-pay loans , installment loans , and lines of credit are available depending on your state of residency. Applicants must be over the age of 18, have a valid ID, active checking account and cannot be a member of the military. What do I need in order to apply? You must live in a state where we are licensed to operate, be at least 18 years old, have an email address, and have a bank account in your name that’s been open and active for at least 30 days. What types of income do you accept? We accept paychecks as well as Social Security, Retirement, and Pension! How can I get a no credit check loan? Contrary to popular belief, payday loans often have a soft credit check. Saying something is ano credit check loan ” isn’t quite accurate. Instead, payday lenders may do a soft credit...